Frequently asked questions
Short answers. Where a fact is missing, a code S‑n marks what is still to be confirmed.
Cost
How much does it cost to build per m²?
As a market reference in June 2026: 1,100–1,400 €/m² (essential), 1,400–1,800 €/m² (standard) and 1,800–2,400 €/m² (premium), construction only.
Habitissimo gives 1,400–1,800 €/m² for Porto. At ASSA, a new turnkey house costs 1,800–2,100 €/m² on average S‑4; the final figure depends on area, finish and plot.
What is not included in the price per m²?
Land, architecture and specialty projects, câmara fees, utility connections and VAT.
Santander puts projects at up to about €7,000 for a simple house.
What VAT applies to building a house?
VAT at 6% (item 2.42.1 of List I of the Portuguese VAT Code, CIVA) may apply to a construction contract for your own permanent home, if the contract meets the legal conditions. We confirm it with you before you sign.
What can I build with 150 or 200 thousand euros?
It depends on area, finish and plot. The estimate shows what fits your budget, for the construction only.
Land can be up to 15% of the total (Santander).
Plot and licensing
Can my plot take a house?
It depends on the PDM and on the plot. A pedido de informação prévia (PIP) tells you what the plot allows, before you buy it or design anything.
Send us the location and we look at it with you.
Which plot documents should I have?
The caderneta predial, the certidão permanente and the location plan.
How long does licensing take?
It varies by câmara. Rules changed in 2026 (DL 108/2026); we check your case and do not promise deadlines.
Can I rebuild an old house or ruin?
Often yes. Rules changed in 2026 (DL 108/2026) and widened exemptions; we check your case before going ahead.
Contract and payments
How do payments work?
In three instalments, 40%, 40% and 20%, each after a signed record of the work completed.
With a construction loan the bank releases money in 3 to 6 tranches, against measured progress.
Can I use a bank construction loan?
Yes. The bank releases money in 3 to 6 tranches, against progress on site. It is slower and needs more paperwork than a purchase loan.
What if I want to change something during the build?
The total price and the deadline are in the contract. Changes and extra work are agreed separately and go ahead only on a priced estimate.
From abroad
Can I manage the build from abroad?
Yes, this is a case we handle. How you follow the work (photos, video calls) depends on what is agreed S‑7.
We speak Portuguese, English, Ukrainian and Russian.
Which language will you speak with me?
Portuguese, English, Ukrainian or Russian. Sergii, the founder, answers the phone and WhatsApp.
Do I need a NIF and a power of attorney?
You may need a Portuguese NIF and, if you cannot be present, a power of attorney. Check the official sources or ask us.
Let’s start with your plot
Where are you now?
Tell us where you are, and we will tell you the next step.
Free, no obligation. S‑13
After your request, Sergii calls you within S‑5 · N working hours.
